Monday, June 4, 2007 

Bulgarian Property Market Insight

GOLF GRABS BULGARIA!

At the present time there are only three golf courses in the whole of Bulgaria: one at Elin Pelin, near the capital, Sofia, and two owned by Air Sofia. These are located at Ihtiman, opened in 2000, 40km from Sofia, and at Sliven, opened in 2004, 90km from the Black Sea.

Because of the increasingly rapid rise in foreign interest in Bulgaria recently, several more golf courses are proposed. One of these will be located at Razgrad, in the north-east, about 90km from the Black Sea. More are scheduled to open in the next few years: two at Kavarna and one at Primorsko, near Sozopol.

Mountain and ski areas will be represented by a golf course in the ski town of Bansko this year, and a very large golf complex between Kostenets and Borovets, the country's foremost ski resort. This is scheduled for 2007, the year of Bulgaria's entry into the European Union, and will be located at Dolna Banya, already near Bulgaria's first golf course at Ihtiman.

Bulgaria Properties Ltd has purchased almost 6 acres of prime development land adjacent to the proposed golf course at Dolna Banya. The plans are to construct about 220 apartments around a comprehensive sports complex, with access to the golf course by a short footpath. The amenities on site are to include tennis, volleyball, squash, badminton, lawn bowls, boules (boccia), shooting, archery, croquet, mountain biking, and fishing nearby. Indoor facilities will include a 140-seat main restaurant and cabaret stage, a huge main bar (perhaps the largest in Bulgaria), a sports bar with projection TV, snooker, pool, table football, table tennis, a Chinese restaurant, Indian restaurant, fast food cafeteria, pizzeria, gymnasium, sauna, massage parlour, clinic, chemist, sports shop and minimarket.

Steve Avery, a Director of Bulgaria Properties Ltd, said, It may sound like a clich, but we really were in the right place at the right time! After two years in this business, I just couldnt believe my luck to find such a gem. Anyone involved in this project should make a serious return on their investment.

GENERAL OBSERVATIONS ABOUT THE BULGARIAN PROPERTY MARKET

On Borovets and Bansko generally, Steve had this to say: Apart from having ski lifts and ski runs, these two towns are quite different from each other, and appeal to different groups of people. Bansko is an old, traditional residential town with lots of character and no fewer than 180 quaint taverns full of local people singing and dancing to a typical Bulgarian folk band. Borovets, by contrast, is purely a resort, with hotels, modern west European-style bars and night-clubs, cafs and restaurants. Residential property and holiday homes are therefore readily available in Bansko, but not in Borovets, where the closest you can get is usually in one of the surrounding villages.

As for property values, Bansko went mad for a period of three months at the end of 2003, with land prices doubling, and then calmed down. Many poor goatherders suddenly found that they were rich. Nothing wrong with that, I say. Since then values have been pretty steady there until now, when theyre starting to creep up again. The reason for this is that the sudden surge in foreign tourists to Bansko has left the supply of holiday accommodation woefully short of the demand. And this trend shows no sign of abating. To try to cope with it, there have sprung up many hotels and apartment projects, but it seems unlikely that even these will be able to satisfy the demand for accommodation for several years yet. As a result, the prices for such apartments range from 1,000 Euros per sq.m. for a ground-floor unit facing away from the mountains, to 1,350 Euros per sq.m. for a top-floor example with a mountain view. Yet, people buy them. I guess, because a 1 bedroom 60sq.m. apartment for 41,000 is still a far better deal than youd get in Spain. Ive heard developers claim that 90% of their apartments are sold within 3 weeks! I only hope that we have such luck when ours are released in June!

In this respect Borovets, again, is different. Although its Bulgarias first and best-known ski resort, it stagnated for years until now. The Super Borovets project, funded by EU, governmental, foreign and local business sources, is scheduled to run from 2005 to 2009, and will revitalise the whole region around the town to a radius of 10-12km. This has already started to affect property values in the surrounding areas. To give an example, in March 2004 we bought, unseen, a half-acre plot in a village 15km from Borovets. When I visited it, I discovered that it wasnt suitable for building apartments; so, I put it on the market in August. By November it was sold at an 80% profit after all costs were deducted!

I am personally of the opinion that the Bansko effect could strike around Borovets at any moment. Thats the reason why Bulgaria Properties Ltd is developing four projects here, and only two in Bansko. We can sell these apartments about 15% cheaper at the moment, anyway. Borovets must surely offer a better return on investment, regardless of the type of property bought: land, a shack, whatever. You wont find new apartments easily, though. As far as we know, Bulgaria Properties Ltd is the only developer building them. I dont, however, expect this monopoly to last for long.

Bulgarias third ski region is at Pamporovo, which, like Borovets, is purely a resort. Funding is starting to come in, but full development, if it happens at all, is likely to follow several years behind Borovets. Its distance from Sofia (a days drive) makes it less attractive to visitors from north and west Europe. It is, however, popular with Greeks, because of its proximity to the frontier. One of Bulgarias major motorway routes to Greece will pass very close to Pamporovo, and this should boost its popularity, as well as making the Mediterranean Sea more accessible.

Property values are lower here than in Bansko and Borovets, but are creeping up gradually. I reckon that Pamporovo is a good long-term prospect; say five to ten years. The only reason why Bulgaria Properties Ltd has no developments here is because Ill probably have retired before the boom happens.

How does a mountain area investment compare with coastal properties?

Significant differences yet again. Until recently, most of the investment was flooding into the northern Black Sea coast resorts, from Varna down to Sunny Beach. The area became very popular as a result of the Bulgarian governments Bulgaria the Beautiful TV campaign back in the 80s, and the subsequent interest of package tour operators. Now that the north is saturated with developments, the interest has begun to creep down the coast. This is causing a steep rise in property values. They are still lower than those in the north, but the gap is closing. An investment in the south should therefore offer a better ROI.

Dont expect, though, the ambience of the south to become like that of the north. When I discussed the subject with the Chairman of the Bulgarian Foreign Investment Agency last year an extremely intelligent and able young man, I must add he told me in no uncertain terms that he did not want the south to become like the north. His very words were: We dont want another Benidorm. So, prospective property purchasers need to bear this in mind, and balance their desire for more capital growth, or their willingness to accept less, with the different rental market appeal of the two regions, along with their own taste in holidays.

There is one highly significant factor, however, which very often goes unnoticed until it is too late; and it applies to the whole coast. Most people dont know that it freezes on the coast in winter. When they see the coastal resorts basking in the hot summer sunshine, its difficult to imagine snow on the ground. The entire coast simply shuts down in the winter, and nothing happens. Its as dead as a doornail. Therefore, rental income can be fairly assured for 15 weeks, possibly 20, plus some odd bits in the shoulder seasons of April and October. The coast has a five-month season from May to September, compared to nine months in the ski areas. Those people buying only for rental income, therefore, would find the mountains far more lucrative.

The Times recently published an article, saying: Rental yields tend to be better for ski properties than those on the coast because of the longer ski season. You could expect about 12 per cent gross yield for a good ski apartment and about half that on the coast.

Rents vary greatly, and depend on many factors, most of which should be obvious: location, size, view, amenities. The standard of finish and the condition of the property can also determine your market quite radically. To appeal to west Europeans, and to command the highest rents, your property must be well finished and appointed, and be in tip-top condition. If it is not, you still have a market for east Europeans, who tolerate less salubrious surroundings because they pay much less, usually about half of the west European rates.

Generally, summer rental rates on the coast equate to winter rates in the ski resorts, both seasons being about five months. Remember that you also have about four months additional rent, though at lower rates, during the summer in the mountains. These rates should increase gradually, as the Government programmes to make the ski towns more popular for summer holidays make their mark.

There are several Bulgarian agencies willing to manage your rental properties for you. Expect to pay about 20% of the rent as a fee.

What about properties in the countryside?

Not a serious contender in the ROI stakes, I think. Not if you consider the effort involved. You can pick up property very cheaply indeed in the inland areas, away from the resorts. Almost always itll need some kind of work; anything from a face-lift to demolition. Theres often no inner staircase to the bedrooms, no bathroom, and the toilet is in a shed in the garden. This kind of property is great for buyers who want to get away from their homeland, and disappear in the beauty of nature permanently. As a business, it could appeal to self-builders or DIY enthusiasts, prepared to do it for fun, and accept a low return on their financial and physical investment. As for rental income, forget it!

And the cities?

Again, there are differences, even between cities. The prime city is, of course, Sofia, the capital. Buy the right apartment here, in the right area, and you can expect a guaranteed rental return of about 12% per annum. The flavour of the month is gated communities, particularly in the south of the city. The diplomatic residential district of Vitosha is one of the best bets. There is a ready demand for luxury accommodation from diplomatic staff and executives seconded by foreign companies, usually on a long-term basis, and this demand should increase as 2007, the year of Bulgarias accession to the European Union, approaches. Although you should expect to pay high for such properties by Bulgarian standards, its still only the price of a tarted-up Victorian terraced flat in a UK provincial town.

Theres virtually no market for tourist rentals in Sofia, as its probably the least interesting European capital city. Its also very polluted, although they are trying to clean up their act, ready for EU entry in 2007.

Plovdiv, the countrys second city, is much more pleasant. It has a quaint old town, as well as modern business districts. It therefore bridges the gap between business and tourism, as far as rentals are concerned. Plovdiv is connected to Sofia by an excellent motorway, on which you can keep the pedal to the metal, if youre prepared to risk an on-the-spot fine of 50 Leva (about 18).

Veliko Tarnovo is probably Bulgarias most touristic city, with its citadel and mediaeval ramparts. Most people who buy property here do so to make it their main home. The city itself is beautiful, and it has everything a townie needs. Drive a short distance, and youre in some wonderful countryside. You couldnt really make a good living from rentals, but its the perfect place to retire to.

Theres one more thing which is important enough to mention: Mineral baths. These exist all over Bulgaria, the most significant being at Narechen, south of Plovdiv, and Momin Prohod, near Kostenets. Scientific studies rank Bulgaria among the foremost in Europe for hydrothermal, bioclimatic and mud treatments, sea cures and other health resources. Bulgaria is a world leader with its exceptional diversity of medicinal herbs and the excellent curative properties of its apian products. Any property near a spa should attract a premium to its sales or rental value.

Full details about the Super Borovets project, price madness in Bansko, golf developments in Bulgaria, and new apartments in Bansko and Borovets can be seen at the Bulgaria Properties Ltd web site www.BulgariaProperties.net. Or you can e-mail advice@BulgariaProperties.net, or call the company at +44 (0)871 226 2296 to order a free 28-page hand-out, or just for a chat, if you prefer. They always have time for you.

Steve Avery's profile can be seen at http://www.BulgariaProperties.net/About.html.

Copyright 2005 All rights reserved.

Article Source: http://EzineArticles.com/?expert=Steve_Avery

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Heineken's Cup of Woe

It began as a faint aroma in a quiet area of France. By the time it had reached England and crossed the Peninnes; it had stunk to high Heaven. The fresh new faced baby, had finally thrown its toys out of the pram.

Like all sports early tango with Professionalism, Rugby's Flirtation began with starry eyes. Early Indications were that the fledging Heiniken cup would be the Champions league of Rugby. On an International front, Ireland gave the clearest indication that the new model would be a resounding success. By centrally contracting all its main players, it harnessed the traditional power bases of Irish Rugby its Provincial sides.

And how they embraced it. Ulster won the first Heineken cup for an Irish side in a competition. The unique triumph for an Irish side was diminished by the boycott of the English teams. The first seeds of discontent had just been sown; soon they would reap a bitter harvest.

By the time the mighty men of Munster had completed their epic odyssey, there were strong under currents of dissent emanating from France and England. The English clubs had been promised a slice of the Competition cake and were digging their heels in, as their dispute with the RFU gathered pace; enter the French. While history suggested they'd make strange allies, Crisp Dollar bills can smooth a multitude of cracks. With the French whining about the amount of competitive matches in World cup year, something had to give. The babies had out grown their play pens. With the success of the French and English home leagues, came the need to to re evaluate the Heineken Cup. While the clubs lacked leadership, the Unions held the sway.

Enter the French again in the shape of Serge Blanco. A stylish and highly successful former player, Blanco is proving equally effective off the pitch. He has garnered the seething unrest within the clubs, who are becoming increasingly disenchanted with the Unions cash cow. Echoes of the Major league Baseballs strike are in the offing. At the core is the usual suspect.. Money!

It was only a matter of time before this rotten Apple would spoil the Barrel. The big loser's will be the Irishand their celtic neighbours who don't have a Professional league of their own. The Competition had not only improved the standard of Irish Rugby, it had introduced a whole new Irish generation to the sport. The loss in revenue will be crippling, and thats just for starters. It would be unfair to blame Blanco for harnessing the power within the clubs. Rugby sold its soul when it embraced professionalism, it was like all sport, only intended to be a game.

Eddie Ryan is a regular contributor to Ireland's Own magazine and a former writer of the Tribune newspaper.

Article Source: http://EzineArticles.com/?expert=Eddie_Ryan

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Best Sexual Positions Centuries Old But Still Great Postions Today!

Here we are going to look at some sexual positions from history that despite being thousands of years old are still popular today and give immense satisfaction to both men and women.

In 14th century Italy lived one of the greatest poets and writers of all time; the famous Giovanni Boccaccio.

In his timeless masterpiece, the Decameron, the reader finds 100 stories, covering a whole panorama of subjects.

Clothed in symbology, but clear nevertheless to the intellectual reader, one can find clear eroticism in a few of the stories.

Boccaccio was a master of language and symbolism, and was able to describe a sexual technique popular at the time.

It concerns two lovers efforts to fill their sexual activity with great variety.

They appear to stumble on a position that enhances the grip the vagina has on the mans penis. This would be ideal for a man with a smaller (or in todays language, normal penis)

The Male Penis in the 13th and 14th Century

Not a great deal is known, as even preserved penises shrink to very small sizes (Napoleon who was reported to have a very large penis had his penis preserved after his death.

It is on show at a Paris museum. It is a poor blackened fossil of about 2 inches). The statues of the period (especially those of Michelangelo) show men with rather small and delicate penises.

The Sexual Position in Boccaccio

It appears the woman is on her back, with a pillow under her buttocks.

This raises her hips very much toward the man. The man is standing, and places himself between her legs.

He will lovingly raise the ladys thighs high as possible, pressing them even to her breasts. The man then grabs the ladys arms, in a loving embrace.

At this point, the man will penetrate the woman, finding this position has compressed her vagina, and making it very tight and close. The sensation is wonderful for both the man and woman.

The man should not thrust but press and rotate hips leaving his penis fully inserted.

This brings an exquisite pleasure to the woman as the mans penis is up against the g-spot and the man feels the full pressure from the vaginas muscles and compressed space.

The man must keep his penis fully inserted, and make false thrusts with his hips as pressure only.

The circular and gyrating motion of the mans hips can be fully reciprocated by that of the woman.

As this position is quite tiring for the woman, she usually will real her climax and crisis very quickly, and usually with whole body spasms.

Boccaccio suggests that after such lovemaking, the couple will lay together and gaze into each others eyes, giving some spiritual pleasure to a transforming physical experience.

The couple should lie first in silence till their systems have returned to the quiet state. A gentle sleep can follow, taking the couple to even higher spiritual feeling.

After this small rest, the man (if he has slept, even for a moment) may find himself fully recovered for additional sexual activity.

The woman will also be quite ready. A repeat of the position above is not recommended, but a side-to-side position with rear entry.

MORE FREE INFO PDF AUDIO AND VIDEO

On all aspects of how to get more from sex and relationships and everything to do with sexuality visit our website for a huge resource of articles, features and downloads and at http://www.net-planet.org/index.html

Article Source: http://EzineArticles.com/?expert=Sacha_Tarkovsky

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Soccer Training: How To Teach Shooting Drills

To become an efficient soccer coach, you need to learn numerous strategies during soccer training. In this section, we will talk about teaching shooting drills.

  • Quick Shooting Drills
  • There are various ways to train the team regarding the quick shooting drills. The players can start with having the players line up along the side of the goal. Now, you should form another line and this time, it should be at the top of the box.

    Instruct the players along the side of the goal to play the ball with pace to the players at the top of the box. This way, before the charging player closes them down, they will have three touches to get a shot off. Another method is to play combinations at the top of the box.

    These combinations may include overlaps, give and goes, and crosses that all lead to shots. Train the players about how to hit a moving ball and make the drills game-like. You can have the team proactive by setting up a few short combinations that lead to shots.

  • Other Important Things
  • There are many other important things as well that the coaches need to teach his team regarding the shooting drills. When the players are shooting with power, teach the players how to land on their shooting foot. This is something we call follow through.

    The players must also learn to keep their knee and head over the ball. Striking the center of the ball and striking through the ball is another important thing to learn regarding the shooting drills.

    The players should be taught to keep their toes pointed and their ankle locked. When got a chance, the players should strike with power or place the ball into the corners. Another important thing for the players is to keep their hips square to their target.

    However, the most important thing in shooting drills is that the players should never stop shooting. They may miss the first four or five shots they take but they will certainly have the sixth or seventh shot hit the back of the net. This is something called an expert soccer training.

    ABOUT THE AUTHOR:
    Andre Botelho is a recognized authority on the subject of soccer training.
    His web site, Youth Soccer Drills, provides a wealth of informative soccer articles,
    resources and tips for soccer coaches, parents and players.

    Article Source: http://EzineArticles.com/?expert=Andre_Botelho

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    6 Keys to Success on Affiliate Program

    People are always surfing on the net become so familiar with affiliate program. Many companies tried to improve theirs business through that idea. By implemented that idea could enhance market on the world. Improvements of internet made the world are like boundless. You can contact everyone by email, net conferencing or chatting.

    Improvements of Information Communication Technology affect business marketing and company management itself. Many companies try to implement ICT for business management. Be carefully to choose company that implement affiliate program, it affect to your business future. Choose the companies that have good supporting system.

    Although you have joined professional company through their affiliate program, but money is not as quick as come to your pocket without trying hard and learn much. Many new marketers complain that they felt have tried hard but as matter of fact, never gained anything from their business. Actually what are the false? There are 6 keys secret successes for new affiliate marketers should know.

    1.Trying to learn much about your company program.

    The weakness of one who joined affiliate program is laziness to know about the company. The company that have affiliate program should have training program. Without following the training how the successes come to you? You should be blind about your company. How can you promote and tell to anyone else about your business. The companies usually publish a Newsletter. You can get it as long as you have been a member. Try learning it! Implement it if possible.

    2.Try to know about products that company sell.

    Ideal affiliate program should have products to sell. It must be impossible that affiliate program without selling products. Try to know about many products that your company offer and learn about specific ness of the product. Enhance your business by offering to your family, coworker and relatives. Of course, you will get points. Evaluate about your everyday needing. Had better you do shopping by buying from companies shopping Mal.

    3.Learn about companys facilities.

    There are many company facilities that offer to their affiliate. Like free website, free marketing tool, free newsletter, free discussion board, free e Cards and others.

    4.Maximize the companys facilities.

    Before you go to others, had better you maximize your companys facilities so that you can learn how to market on line without spending much money.

    5.Trying to contact up line.

    Every affiliate program should have up line and down line. You should be ready to be leader for your down line. The wise steps for new comer on affiliate program are contacting your up line. You can ask about his/her strategies how to improve the program, how to get lead without spending much money and many others questions. You can also discuss with your up line if possible.

    6.Trying to look for others free facilities on the net.

    You can join mailing list, submit article to Ezine , banner exchange, publish ezine, join blogging . Have planning, staying passion and endurance to gain your target success. Dont give up before getting success on your hand.

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    Balancing Your Work, Family and Social Life

    Balancing Your Work, Family and Social Life

    By Gene Griessman, PhD

    Many of us have an image of personal balance as a set of scales in perfect balance every day. But thats an unrealistic goal. You are in for a lot of frustration if you try to allocate within every day a predetermined portion of time for work, family and your social life. An illness may upset all your plans. A business project may demand peaks of intense work, followed by valleys of slow time.

    Balance requires continual adjustments, like an acrobat on a high wire who constantly shifts his weight to the right and to the left. By focusing on four main areas of your life emotional/spiritual needs, relationships, intellectual needs and physical needs at work and away from work, you can begin to walk the high wire safely.

    Here, drawn from my conversations with many high successful Americans, are ten ideas for balancing all aspects of your life:

    1. Make an appointment with yourself. Banish from your mind the idea that everyone takes precedence over you. Dont use your organizer or calendar just for appointments with others. Give yourself some prime time. Regularly do something you enjoy. It will recharge your batteries. Once youve put yourself on your calendar, guard those appointments. Kay Koplovitz founder of the USA cable television network, which is on the air 24 hours a day, seven days a week, 52 weeks a year. Koplovitz ran the daily operations of the network for 21 years. For more than two decades, there was always some potential claim on her time. Therefore she vigilantly protected a scheduled tennis match just as she would a business appointment.

    2. Care for your body. Having a high energy level is a trait held by many highly successful people. No matter what your present level of energy, you can increase it by following these steps:

    Eat. Dont skip meals. Your physical and mental energy depend upon nourishment. Irregular eating patterns can cause a frayed temper, depression, lack of creativity and a nervous stomach.

    Exercise. Over and over again, highly successful people mention the benefit of exercise routines. Johnetta Cole, president of Bennett College for Women and former president of Spelman College, does a four-mile walk each morning. She calls it her mobile meditation. The benefits of exercise are mental, emotional, physical and spiritual. If you are healthier and have more stamina, you can work better and longer.

    Rest. A psychologist who has studied creative people reports that they rest often and sleep a lot.

    3. Cut some slack. You do not have to do everything. Just the right things. Publisher Steve Forbes taught me a lesson: Dont be a slave to your in-box. Just because theres something there doesnt mean you have to do it. As a result, every evening, I extract from my long list to-do list just a few musts for the following day. If, but three oclock the next day, Ive crossed off all the musts, I know that everything else I do that day will be icing on the cake. It is a great psychological plus for me.

    There is nothing wrong with pushing yourself hard, disciplining yourself to

    do what needs to be done when you hold yourself to the highest standards. That builds up stamina and turns you into a pro. At time, though, you must forgive yourself. You will never become 100 percent efficient, nor should you expect to be. After something does not work, ask yourself, Did I do my best? If you did, accept the outcome. All you can do is all you can do.

    4. Blur the boundaries. Some very successful people achieve balance by setting aside times or days for family, recreation, hobbies or the like. They create boundaries around certain activities and protect them. Other individuals who are just as successful do just the opposite. They blur the boundaries. Says consultant Alan Weiss, I work out of my home. In the afternoon, I might be watching my kids play at the pool or be out with my wife. On Saturday, or at ten oclock on a weeknight, I might be working. I do things when the spirit moves me, and when theyre appropriate.

    Some jobs dont lend themselves to this strategy. But blurring the boundaries is possible more often than you may think. One way is to involve people you care about in what you do. For example, many companies encourage employees to bring their spouses to conferences and annual meetings. Its a good idea. If people who mean a great deal to you understand what you do, they can share more fully in your successes and failures. They also are more likely to be a good sounding board for your ideas.

    5. Take a break. Many therapists believe that taking a break from a work routine can have major benefits for mental and physical health. Professional speaker and executive coach Barbara Pagano practices a kind of quick charge, by scheduling a day every few months with no agenda. For her, that means staying in her pajamas, unplugging the phone, watching old movie or reading a novel in bed. For that one day, nothing happens, except what she decides from hour to hour. Adds singer and composer Billy Joel, There are times when you need to let the field lie fallow. Joel is describing what farmers often do: let a plot rest so the soil can replenish itself.

    6. Take the road less traveled. Occasionally, get off the expressway and take a side road, literally and figuratively. That road may take you to the library or to the golf course. Do something out of the ordinary to avoid the well-worn grooves of your life. Try a new route to work, a different radio station or a different cereal. Break out of your old mold occasionally, with a new way to dress or a different hobby. The road less traveled can be a reward after a demanding event, a carrot that you reward your self with or it can be a good way to loosen up before a big event. Bobby Dodd, the legendary football coach at Georgia Tech, knew the power of this concept. While other coaches were putting their teams through brutal twice-a-day practices, Dodds team did their drills and practices, but then took time to relax, play touch football and enjoy the bowl sites. Did the idea work? In six straight championships games!

    7. Be still. Susan Taylor, editorial director of Essence, sees to it that she has quiet time every morning. She regards it as a time for centering for being still and listening. She keeps a paper and pen with her to jot down ideas that come to her. The way you use solitary time should match your values, beliefs and temperament. Some individuals devote a regular time each day to visualize themselves attaining their goals and dreams. Others read, pray, meditate, do yoga or just contemplate a sunrise or sunset. Whatever form it takes, time spent alone can have an enormous payoff. Achievers talk about an inner strength they find and how it helps them put competing demands into perspective. They feel more confident about their choices and more self-reliant. They discover a sense of balance, a centeredness.

    8. Be a peacetime patriot. Joe Posner has achieved wealth and recognition selling life insurance. Several years ago, Posner helped form an organization in his hometown of Rochester, NY to prepare underprivileged children for school and life and, he hopes, break the poverty cycle. You may find some equally worthy way to give something back through your church, hospital, civic club, alumni association or by doing some pro bono work. Or you may help individuals privately, even anonymously. There are powerful rewards for balancing personal interests with the needs of the common good. One of the most wonderful is the sheer joy that can come from giving. Another reward is the better world that you help create.

    9. Do what you love to do. As a boy, Aaron Copeland spent hours listening to his sister practice the piano because he loved music. By following that love, he became Americas most famous composer of classical must. When I asked him years later if he had even been disappointed by that choice Copeland replied, My life has been enchanting. What a word to sum up a life. By itself, loving what you do does not ensure success. You need to be good at what you love. But if you love what you do, the time you spend becoming competent is less likely to be drudgery.

    10. Focus on strategy. As important as it is, how to save time for balancing your life is not the ultimate question. That question is, What am I saving time for? Strategy has to do with being successful but successful at what? If others pay your salary, being strategic generally means convincing them that you are spending your time in a way that benefits them. If there is a dispute over how you should use your time, either convince the people who can reward or punish you that your idea about using time is appropriate, or look for another job. The what for? question should also be asked about the life you live. It is truly a comprehensive question and gets at the question of wholeness.

    So what makes for a successful balance life? I can think of no better definition than the one given by Ralph Waldo Emerson:

    To laugh often and much; to win the respect of intelligent people and affection of children; to earn the appreciation of honest critics and to endure the betrayal of false friends; to appreciate beauty, to find the best in others; to leave the world a bit better, whether by a healthy child, a garden patch or a redeemed social condition; to know even one life has breathed easier because I have lived. This is to have succeeded.

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    Getting into Dish Network Deals: 10 Things to Know About Your Free Dish Network Offer

    Who is Dish Network?

    Dish Network is United States second largest satellite TV Company. They started their satellite broadcasting in year 1987 and had gained more than 11 millions subscribers at the time of writing.

    Whats for free in standard free Dish Network deals?

    A standard free Dish Network deal gives you free satellite systems up to four rooms, DVR systems, remotes for the systems, and a free TV dish. During Dish Network promotion period, consumers can easily get extra bonuses such as free DVD player, free movie channels fees for 3 months, free $1,000 shopping spree, free digital camera, etc. Different dealers offer different deals, thus a little bit of study is encouraged when shopping for Dish Network services.

    Dish Network vs cable TV, who is better?

    Dish Network is still considered new in the market compare to cable TV. Thus, they are still less popular than cable TV in United States. However, Dish Network services are much better than cable TV services and the subscription fees are much lower.

    Both Dish Network and cable TV can handle more than 250 channels. However, unlike cables, Dish Network provides 100% digital picture quality and they are more advanced in HD technologies. .

    Also, in most of the case, Dish Network deals are much cheaper than Cable TV. There are too many additional charges in cable TV bills: franchise fees, taxes, extra costs for pay per view services, and equipment costs. While for Dish Network Programming Package starts at only $31.99 per month and basic equipments are given to the customers for free.

    In terms of reception quality, cable TV has analog channels and even though you can upgrade to digital services, analog channels will still be analog, meaning an often-fuzzy picture. Dish Network satellite TV signals are fully digitize, which gives you all the advantages of digital systems. Very heavy rain or snow can obstruct reception briefly, but generally this happens very rarely.

    How does Dish Network scores when compare to DirecTV?

    Both DirecTV and Dish Network are practically similar -- both offer free satellite TV systems up to 4 rooms, more than 250 program selections, integrated digital video recording (DVR) capabilities, high definition TV (HDTV) capabilities, astonishing picture and sound quality and award-winning 24-hour customer services.

    Where they differ is in the programming choices. Dish Network offers more International and movie channels while DirecTV seems more attractive to sports fans as they provide a much better coverage on sports programming. If you love football, DirecTV will be your first pick because their NFL Sunday Tickets will be covering every football game thru out the whole season. If you are a movie fans and would like to enjoy more on International channels, Dish Network is the service to go for.

    What programming choices I have with Dish Network services?

    Dish Network programming packages come in four main packages: Americas Top 60, Americas Top 120, Americas Top 180, and Americas Everything Pak.

    Americas Top 60 package is the Dish Network entry package. The basic Americas Top 60 cost $31.99/month (some dealers offer $19.99 for the first three months); while with extra channels added, Americas Top 60 Plus charges extra $5 at the time of writing.

    Americas Top 120 is Dish Network mid-level programming package that will cost you $42.99 per month. It includes all of the America's Top 60, along with additional of sports, movies, documentary, and kids channels.

    If you are a big music TV fans, Americas Top 180 is the Dish Network programming package to go for. With $52.99/month, you get an extra of 15++ music channels in this package.

    Americas Everything Pak is for those TV maniacs that cant live without TV entertainments. This package is the ultimate of the Dish Network that provides every TV channels available under the sun, premium movie channels are included here in this package: Showtime Unlimited, HBO The Works, Multimax from Cinemax, and Starz Encore Super Pak. You will get more than 2000 movies per month with Americas Everything Pak.

    How can I order Dish Network services?

    Order online! Ordering your Dish Network deals online is instant and easy. All you need to do is just a few clicks on your PC and stay at home at the scheduled installation time. The retailers that have been around a few years have this process streamlined for efficiency.

    Is it safe to order Dish Network online?

    Yes, indeed there are a lot of scammers in the satellite TV online business, claiming to offer the best satellite dish deals and promotions. Their websites might look professional to lure unsuspecting customers. Most of these scams offer a fake promise on their deals. Extremely low monthly subscription rates, next-day installation, and unlimited number of free satellite systems are some of the common promotion terms. But once a customer signs up they find hidden activation fees, high shipping costs for free extras, installation dates continuously missed or pushed back, as well as outrageous cancellation fees.

    However, there are still a lot of good Dish Network bargains online and it is still safe to order Dish Network online. In fact we believe the best Dish Network deals are always found online! The start up cost for online satellite TV dealers is much lower than the brick and mortal dealers. Thus, online satellite TV dealers offer the best bargains in satellite TV services. In order to win the market share, some online dealers even offer incentive gifts to their customers. Home theater systems, DVD players, digital cameras are given free to win more customers.

    To assure your Dish Network order is safe, always look for authority dealers when you are searching for satellite TV deals. Dish Network had several reputable online retailers assigned and you are always recommended to order your satellite systems from them.

    Click here to view the list of recommended Dish Network dealers: http://www.satellitetvissue.com/freesatellites/dealers.html

    How can I search for reputable Dish Network dealers online?

    Look for the symptom of quality when ordering from Dish Network online dealers. A very basic Requirements on good online satellite TV dealer will be as below:

    - In satellite TV business for more than 1 year.- Websites must provide secure order page and certified website.- Must be authorized by Dish Network or DirecTV officials.- No "hidden" fees- cost charged on credit card is shown clearly.- Customer service available via phone, live chats or email.- 100% guaranteed. (Full refund if installation fails).Testimonial, users review, as well as other authority sites recommendation would be a plus point.

    Whats next after I place my order?

    You place an order with an online satellite TV system retailer. You will then choose the number of satellite system you wished to receive. Standard online satellite TV deals will offer you up to 4 free satellite systems along with certain incentive gifts like DVD player or home theater systems.

    At the time of ordering you will schedule a time that a local professional installer can come to your home and install the system. You do not need to choose your programming packages at the time of order. For example when you are ordering the Dish Network deals, you can always order your Dish Network systems first and decide your programming package later. Instructions for ordering your Dish Network programming will be sent with your systems. You will need to call Dish Network's toll-free number (24/7 all year long) after your installation is completed. A customer service representative will help you activate all the programming you would like.

    The satellite system will either be shipped to your home before the installation date or the installer will bring it with them. In normal case, shipping cost and standard installation fees are free of charge.

    Do I need to install my Dish Network satellite systems?

    No, you do not need to install the Dish Network systems by your own. Standard installation is free of charge and they will be professional technician assigned to fix the system for you.

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    Why Adopt Hypnotherapy for Sexual Issues?

    Sex is an issue which is one of the most private and intimate things that a person could be concerned with. Most of us are hesitant and shy about talking to people about issues related to sex; and yet when directly faced with an issue related to sex, the reactions can be pretty baffling. From declining self esteem to absolute disbelief, a person suffering from sexual issues can go through a gamut of emotions. However, to understand the condition properly it is advisable to seek help; there are a number of counselors and therapists like me who would like to work with you to do away with your problems. However, I am a hypnotherapist and I use hypnotherapy for sexual issues to combat the problems which my clients face.

    Seems unbelievable to you doesnt it, that a therapist can use hypnotherapy for sexual issues? You wonder how it would work; there are a million doubts in your head while you consider the proposition of approaching a hypnotherapist for solutions to your sexual problems. Actually hypnotherapy for sexual issues is not all that bizarre; it is one of the safest methods you could adopt to address your problem. Hypnotherapy has been successfully implemented in cases related to a wide variety of sexual issues, including performance anxiety, erectile dysfunction, orgasmic dysfunction, low sex drive and frigidity amongst other problems.

    What a hypnotherapist does, when you go to him to treat the sexual issues is, that he uncovers the hidden meaning behind your sexual problem. You need to first establish whether the problem you have is a physical one or a psychological one. Yes, you heard me right. Sexual issues more often than not are all related to the subconscious and are psychological in nature; triggered by some stray incident or happening. While undergoing hypnotherapy for sexual issues, you are made to introspect; you have to ask questions related to when, how and why the problems started; how did you feel when it happened and what steps you are willing to take. Sometimes sexual issues are related to anxiety and commitment phobia, apart from low confidence and self image. Hypnotherapy can help you overcome these problems.

    If your problems are related to long harbored beliefs, low self image, anxiety, low confidence hypnotherapy for sexual issues can help you a great deal; it will make you identify the root cause and work towards removing it. Through hypnotherapy you can train your subconscious to let go of the negative emotions, it will also teach you to make peace with the unpleasant event in your life and see it as a catalyst for wizening up. Through auto suggestions and positive reinforcements, you work upon improving your self image and self worth; this in turn will help you realize what you truly deserve.

    Hypnotherapy is all about relaxation and gaining confidence, and a bit of both in the bedroom, could be just the shot in the arm that you require to spice your life up!

    Sexual issues and Hypnotherapy is and area that Richard MacKenzie has gained a lot of experience in, be sure to check out his great range of Hypnosis Downloads

    Article Source: http://EzineArticles.com/?expert=Rich_MacKenzie

    Rich MacKenzie - EzineArticles Expert Author
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